Short Term Disability Insurance (non-occupational)
Disability income insurance protects your earning power by providing monthly income when you need it most. This disability plan provides 60% income replacement for a covered illness or injury. Premium rates are based on age and the amount of coverage you are eligible to receive.
Long Term Disability Insurance
This plan features affordable protection for covered sickness and injuries both on and off the job that result in total disability. The elimination period is the greater of 360 days, or when the Short Term Disability plan expires.
Accident Insurance
Helps with unexpected healthcare expenses due to accidents that occur every day. This insurance provides benefits due to a accident for initial care, injuries, and follow up care.
Permanent Life Insurance and Living Benefits
Benefit eligible employees may apply for voluntary universal life insurance for permanent protection. This insurance is issued on a modified guaranteed issue basis and will never require a medical exam. The plan provides cash value accumulation, is fully portable and can be maintained for life. Premium rates are based on age and desired amount of coverage. Coverage on spouse and children are also available. Included with this life insurance plan are Long Term Care/Home Health Care features.
Term Life Insurance
Term Life Insurance offers an easy and affordable way to safeguard your future and provide benefits when you need them most. In addition to providing death benefits to your family, this plan contains important add-on and conversion features that enable you to adjust future coverage to meet long-range financial goals.
Critical Illness Insurance
This protection provides cash benefit upon the first diagnosis of a covered critical illness or condition. These include but are not limited to Heart Attack, Stroke, ALS, Invasive Cancer, Kidney Failure, and Occupational
Pet Insurance
This coverage gives pet owners piece of mind when caring for your four legged family members. Pet insurance can help lessen the impact of often expensive and emergent veterinary procedures keeping you and your pet safe.
Disability income insurance protects your earning power by providing monthly income when you need it most. This disability plan provides 60% income replacement for a covered illness or injury. Premium rates are based on age and the amount of coverage you are eligible to receive.
Long Term Disability Insurance
This plan features affordable protection for covered sickness and injuries both on and off the job that result in total disability. The elimination period is the greater of 360 days, or when the Short Term Disability plan expires.
Accident Insurance
Helps with unexpected healthcare expenses due to accidents that occur every day. This insurance provides benefits due to a accident for initial care, injuries, and follow up care.
Permanent Life Insurance and Living Benefits
Benefit eligible employees may apply for voluntary universal life insurance for permanent protection. This insurance is issued on a modified guaranteed issue basis and will never require a medical exam. The plan provides cash value accumulation, is fully portable and can be maintained for life. Premium rates are based on age and desired amount of coverage. Coverage on spouse and children are also available. Included with this life insurance plan are Long Term Care/Home Health Care features.
Term Life Insurance
Term Life Insurance offers an easy and affordable way to safeguard your future and provide benefits when you need them most. In addition to providing death benefits to your family, this plan contains important add-on and conversion features that enable you to adjust future coverage to meet long-range financial goals.
Critical Illness Insurance
This protection provides cash benefit upon the first diagnosis of a covered critical illness or condition. These include but are not limited to Heart Attack, Stroke, ALS, Invasive Cancer, Kidney Failure, and Occupational
Pet Insurance
This coverage gives pet owners piece of mind when caring for your four legged family members. Pet insurance can help lessen the impact of often expensive and emergent veterinary procedures keeping you and your pet safe.
